Underwriter - Entry Level

About the position

Midwest Family Mutual Insurance Company is an “A-” (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking an entry level Commercial and Personal Lines Underwriter to join our growing team.

Responsibilities

  • Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
  • Assess risk characteristics and exposure to determine pricing and coverage options.
  • Cultivate and maintain strong relationships with independent agents.
  • Negotiate terms and conditions with producers to write profitable business.
  • Maintain compliance with underwriting policies, standards, and regulatory requirements.
  • Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making.
  • Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.

Requirements

  • 0–3 years of experience in property and casualty insurance, or related coursework/internship experience.
  • Eagerness to learn underwriting principles, coverage forms, and endorsements.
  • Strong analytical skills, with a keen attention to detail.
  • Must have high-speed cable/DSL internet and a dedicated home office space.
  • Excellent written and verbal communication skills.
  • Self-motivated and capable of working independently with strong time-management abilities.
  • Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
  • Effective team player, able to collaborate across departments and roles.
  • Commitment to regular and reliable attendance.
  • Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.
  • Willingness to perform additional duties as assigned by management.

Nice-to-haves

  • Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.

Benefits

  • Competitive salary
  • internet reimbursement
  • Medical
  • Dental
  • Vision
  • Health Savings accounts
  • Flexible Spending accounts
  • Short-Term Disability
  • Long-Term Disability
  • Life Insurance
  • Robust retirement plans
  • 401(k)/Roth 401(k) with company match
  • Defined Benefit Pension Plan
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